Introduction
Welcome to Rach Payments - Enterprise cryptocurrency payment infrastructure for modern businesses.
What is Rach Payments?
Rach Payments provides two core products to help you integrate cryptocurrency into your business:
🌐 Crypto Payment Gateway
Accept cryptocurrency payments (USDT/USDC) across multiple blockchains:
- Binance Smart Chain (BSC)
- Ethereum
- Polygon
- Tron
- Solana
Key Features:
- ⚡ Automatic payment detection and confirmation tracking
- 📱 QR code generation for easy customer payments
- 💰 Instant merchant balance crediting
- 🔔 Real-time webhook notifications
- 🧪 Complete test mode with testnets
- 🔒 Secure HD wallet infrastructure
🔐 Wallet-as-a-Service
Enterprise wallet infrastructure for your users:
- HD (Hierarchical Deterministic) wallets
- Multi-chain address generation
- Real-time balance tracking
- Secure key management with AES-256 encryption
- Non-custodial options available
Perfect for:
- Cryptocurrency exchanges
- Gaming platforms
- DeFi applications
- NFT marketplaces
- Fintech products
How It Works
Crypto Payment Gateway Flow
Wallet Service Flow
Core Concepts
API Keys
Every business receives two types of API keys after KYC approval:
- Test API Key: For sandbox/testnet testing (no real money)
- Production API Key: For live mainnet transactions
Use API keys in the X-API-Key header for all authenticated endpoints.
Test vs Production Mode
Test Mode:
- Uses testnet blockchains (BSC Testnet, Sepolia, etc.)
- No real cryptocurrency required
- Perfect for development and integration testing
Production Mode:
- Uses mainnet blockchains
- Real cryptocurrency transactions
- Requires production API key
Webhooks
Receive real-time notifications when important events occur:
- Payment received
- Payment confirmed
- Wallet deposit detected
- Balance updated
Security:
- HMAC-SHA256 signatures on all webhooks
- Automatic retry with exponential backoff
- Delivery status tracking
Supported Networks
| Network | USDT | USDC | Avg Confirmation Time |
|---|---|---|---|
| BSC | ✅ | ✅ | ~36 seconds |
| Ethereum | ✅ | ✅ | ~3 minutes |
| Polygon | ✅ | ✅ | ~4 minutes |
| Tron | ✅ | ❌ | ~1 minute |
| Solana | ❌ | ✅ | ~20 seconds |
Quick Links
Ready to start?
- New to the platform? → Quickstart Guide
- Need API details? → API Reference
- Integrating webhooks? → Webhook Guide
- Want to accept crypto payments? → Crypto Gateway
- Building a wallet service? → Wallet Service
Architecture
Rach Payments is built on enterprise-grade infrastructure:
- ⚡ High Performance: Sub-second payment detection
- 🔒 Secure: AES-256 encryption, HD wallets, secure key management
- 📊 Scalable: Handles millions in transaction volume
- 🌍 Multi-Chain: Support for 5+ blockchains
- 🔄 Reliable: 99.9% uptime SLA
- 🧪 Developer-Friendly: Complete sandbox environment
Support
Need help? We're here for you:
- Documentation: You're reading it!
- Email: support@rach.finance
- GitLab: gitlab.com/tech-team6074316/payments
Next Steps
Ready to integrate? Follow our Quickstart Guide to create your account, complete KYC, and make your first API call.