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Every confirmed payment is credited to your Rach balance, in the coin it was paid in, less fees. From there you withdraw — as crypto to your business wallet, or as fiat to a settlement account.
Withdrawals are made from the dashboard by a signed-in team member with the withdrawal permission — and, when that member has two-factor authentication on, with their 2FA code. They are not available to API keys, so a leaked key can never move your money out.

Your balance

Dashboard → Settlement & Withdrawal shows each currency’s available balance and its history: every credit (with the payment it came from) and every withdrawal. Funds are available as soon as a payment confirms; a withdrawal in progress is held so it cannot be spent twice.

Withdraw as crypto

Choose USDT or USDC and a network. The funds go to your business wallet’s address on that network — a wallet derived for your business, whose seed phrase only you hold. Supported networks: ETH, BSC, POL, TRX, SOL, BASE, ARB, AVAX, CELO (network codes). If your business wallet was created before a network was added, its address on that network is derived from the same seed the first time you withdraw there — no new wallet, no new seed phrase.

Withdraw to a bank

Add a settlement account (bank details) under Settings → Settlement accounts, then withdraw in that account’s currency. Fiat withdrawals are paid out through Rach’s payout partners.

Withdrawal statuses

You are notified at each change, and every withdrawal keeps its full history in the dashboard.