Supported Networks

Rach Wallet-as-a-Service supports 8 blockchain networks across two architecture types, giving your users access to a wide range of cryptocurrencies and tokens.

Network Overview

Network	Native Currency	Network Type	Address Format	Confirmations Required
Bitcoin	BTC	UTXO	P2PKH/P2WPKH (bc1...)	3-6 blocks
Bitcoin Cash	BCH	UTXO	CashAddr (bitcoincash:...)	6 blocks
Litecoin	LTC	UTXO	P2PKH/P2WPKH (ltc1...)	6 blocks
Binance Smart Chain	BNB	Account	0x... (EVM)	15 blocks
Ethereum	ETH	Account	0x... (EVM)	12 blocks
Polygon	MATIC	Account	0x... (EVM)	128 blocks
Tron	TRX	Account	T... (Base58)	19 blocks
Solana	SOL	Account	Base58 (44-88 chars)	32 slots

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UTXO-Based Networks

UTXO (Unspent Transaction Output) networks require building transactions from inputs and outputs.

Bitcoin (BTC)

Network Details:

• Mainnet: Bitcoin
• Testnet: Bitcoin Testnet
• Block Time: ~10 minutes
• Address Format:
  • Legacy: 1... (P2PKH)
  • SegWit: bc1... (Bech32)
• Derivation Path: m/84'/0'/0'/0/n (BIP84 - Native SegWit)

Supported Currencies:

• BTC (Native)

Use Cases:

• Long-term crypto savings
• Store of value wallets
• Bitcoin-only payment solutions
• Remittance services

Example Address:

bc1qxy2kgdygjrsqtzq2n0yrf2493p83kkfjhx0wlh

Bitcoin Cash (BCH)

Network Details:

• Block Time: ~10 minutes
• Address Format: CashAddr (bitcoincash:... or q...)
• Derivation Path: m/44'/145'/0'/0/n (BIP44)

Supported Currencies:

• BCH (Native)

Example Address:

bitcoincash:qpm2qsznhks23z7629mms6s4cwef74vcwvy22gdx6a

Litecoin (LTC)

Network Details:

• Block Time: ~2.5 minutes
• Address Format:
  • Legacy: L... (P2PKH)
  • SegWit: ltc1... (Bech32)
• Derivation Path: m/84'/2'/0'/0/n (BIP84)

Supported Currencies:

• LTC (Native)

Use Cases:

• Fast payments
• Lower fee alternative to Bitcoin

Example Address:

ltc1qw508d6qejxtdg4y5r3zarvary0c5xw7kxs4qpz

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Account-Based Networks

Account-based networks use account balances and nonces for transaction management.

Binance Smart Chain (BSC)

Network Details:

• Mainnet: BSC Mainnet (Chain ID: 56)
• Testnet: BSC Testnet (Chain ID: 97)
• Block Time: ~3 seconds
• Address Format: 0x... (42 characters, EVM-compatible)
• Derivation Path: m/44'/60'/0'/0/n (same as Ethereum)

Supported Currencies:

• BNB (Native) - Binance Coin for gas fees
• USDT (BEP-20) - Tether stablecoin
• USDC (BEP-20) - USD Coin stablecoin
• BUSD (BEP-20) - Binance USD stablecoin
• Any BEP-20 token

Use Cases:

• DeFi applications
• Low-fee token transfers
• Gaming platforms
• NFT marketplaces

Example Address:

0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb

Ethereum (ETH)

Network Details:

• Mainnet: Ethereum Mainnet (Chain ID: 1)
• Testnet: Sepolia (Chain ID: 11155111)
• Block Time: ~12 seconds
• Address Format: 0x... (42 characters, EVM-compatible)
• Derivation Path: m/44'/60'/0'/0/n

Supported Currencies:

• ETH (Native) - Ethereum for gas fees
• USDT (ERC-20) - Tether stablecoin
• USDC (ERC-20) - USD Coin stablecoin
• DAI (ERC-20) - Decentralized stablecoin
• Any ERC-20 token

Use Cases:

• DeFi protocols
• Smart contract interactions
• Token trading
• Enterprise applications

Example Address:

0x8B3192f2f0f0D7E4F5C3A1B9E2D7A6C5B4D3E2F1

Polygon (POL/MATIC)

Network Details:

• Mainnet: Polygon PoS (Chain ID: 137)
• Testnet: Mumbai (Chain ID: 80001)
• Block Time: ~2 seconds
• Address Format: 0x... (42 characters, EVM-compatible)
• Derivation Path: m/44'/60'/0'/0/n

Supported Currencies:

• MATIC/POL (Native) - Polygon token for gas fees
• USDT (ERC-20) - Tether on Polygon
• USDC (ERC-20) - USD Coin on Polygon
• Any Polygon-compatible token

Use Cases:

• High-throughput applications
• Gaming (very low fees)
• NFT platforms
• Micro-transactions

Example Address:

0x1A2B3C4D5E6F7G8H9I0J1K2L3M4N5O6P7Q8R9S0T

Tron (TRX)

Network Details:

• Block Time: ~3 seconds
• Address Format: T... (Base58, 34 characters)
• Derivation Path: m/44'/195'/0'/0/n

Supported Currencies:

• TRX (Native) - Tron for energy/bandwidth
• USDT (TRC-20) - Tether on Tron (most popular)
• Any TRC-20 token

Use Cases:

• Low-cost USDT transfers
• Content distribution
• Gaming platforms

Example Address:

TYDzsYUEpvnYmQk4zGP9sWWcTEd2MiAtW6

Solana (SOL)

Network Details:

• Block Time: ~400ms (slot time)
• Address Format: Base58 (32-44 characters)
• Derivation Path: m/44'/501'/0'/0'

Supported Currencies:

• SOL (Native) - Solana for transaction fees
• USDT (SPL) - Tether on Solana
• USDC (SPL) - USD Coin on Solana
• Any SPL token

Use Cases:

• High-speed trading
• DeFi with low latency
• NFT minting and trading
• GameFi applications

Example Address:

7EqQdEUaToQbN2yBpQWpPLz6A1ZxR8H9SkKbZJBHxBmN

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Network Selection Guide

For Storable Value & Security

• Bitcoin (BTC) - Most secure, battle-tested
• Ethereum (ETH) - Large ecosystem, widespread acceptance

For Low Fees

• Polygon (MATIC) - Sub-cent transactions
• BSC (BNB) - Affordable DeFi
• Solana (SOL) - Near-zero fees

For Stablecoin Transfers

• Tron (TRX) - Popular for USDT with low fees
• Polygon (MATIC) - Fast and cheap
• BSC (BNB) - Wide liquidity

For Speed

• Solana (SOL) - Sub-second finality
• Polygon (MATIC) - 2-second blocks
• BSC (BNB) - 3-second blocks

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Multi-Network Strategy

Recommended Combinations:

Crypto Exchange

['BTC', 'ETH', 'BSC', 'TRX', 'SOL']

Covers major assets + fast stablecoin transfers.

DeFi Platform

['ETH', 'BSC', 'POL', 'SOL']

Full DeFi ecosystem coverage.

Bitcoin-First Wallet

['BTC', 'LTC', 'BCH']

Focus on Bitcoin family with fast alternatives.

Payment Gateway

['BTC', 'ETH', 'TRX', 'BSC']

Balance between security (BTC), capability (ETH), and speed (TRX, BSC).

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Address Derivation

All networks use HD (Hierarchical Deterministic) wallet generation:

Master Seed → BIP39 Mnemonic → BIP32 Master Key → BIP44/84 Derivation → Addresses

Security Features:

• Single master seed backs up all networks
• Unique addresses per network per user
• Unlimited address generation
• Private keys never leave secure infrastructure

Derivation Paths:

BTC (SegWit):    m/84'/0'/0'/0/n
LTC (SegWit):    m/84'/2'/0'/0/n
BCH:             m/44'/145'/0'/0/n
ETH/BSC/POL:     m/44'/60'/0'/0/n
TRX:             m/44'/195'/0'/0/n
SOL:             m/44'/501'/0'/0'

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Token Standards

ERC-20 (Ethereum, BSC, Polygon)

Standard token interface for account-based EVM chains.

Supported Tokens:

• USDT, USDC, DAI (stablecoins)
• Custom project tokens
• Governance tokens

TRC-20 (Tron)

Tron's token standard, highly efficient for USDT transfers.

SPL (Solana)

Solana Program Library tokens, optimized for speed.

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Network Fees

Network	TX Type	Typical Fee	Fee Currency
Bitcoin	Transfer	$2-10	BTC
Bitcoin Cash	Transfer	$0.01-0.05	BCH
Litecoin	Transfer	$0.05-0.20	LTC
BSC	BNB Transfer	$0.10-0.30	BNB
BSC	Token Transfer	$0.20-0.50	BNB
Ethereum	ETH Transfer	$1-5	ETH
Ethereum	Token Transfer	$3-15	ETH
Polygon	Transfer	$0.001-0.01	MATIC
Tron	TRX Transfer	$0 (energy)	TRX
Tron	USDT Transfer	$1-2	TRX
Solana	Transfer	$0.00025	SOL

Fee Optimization

• Use Polygon or BSC for frequent small transactions
• Use Tron for USDT transfers
• Reserve Bitcoin/Ethereum for larger amounts
• Batch transactions when possible

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Next Steps

• Integration Guide - Create wallets and manage addresses
• API Reference - Complete API documentation
• Use Cases - Real-world implementation examples