Supported Networks

Rach Wallet-as-a-Service supports 9 blockchain networks across two architecture types, giving your users access to a wide range of cryptocurrencies and tokens.

Network Overview

Network	Native Currency	Network Type	Address Format	Confirmations Required
Bitcoin	BTC	UTXO	P2WPKH (bc1...)	3-6 blocks
Bitcoin Cash	BCH	UTXO	CashAddr (bitcoincash:...)	6 blocks
Litecoin	LTC	UTXO	P2WPKH (ltc1...)	6 blocks
Binance Smart Chain	BNB	Account	0x... (EVM)	15 blocks
Ethereum	ETH	Account	0x... (EVM)	12 blocks
Polygon	POL	Account	0x... (EVM)	128 blocks
Tron	TRX	Account	T... (Base58)	19 blocks
Solana	SOL	Account	Base58 (44-88 chars)	32 slots
Ripple	XRP	Account	r... (Base58Check)	1 ledger close (~3–5 s)

UTXO-Based Networks

UTXO (Unspent Transaction Output) networks require building transactions from inputs and outputs.

Bitcoin (BTC)

Network Details:

Mainnet: Bitcoin
Testnet: Bitcoin Testnet
Block Time: ~10 minutes
Address Format:
- Legacy: 1... (P2PKH)
- SegWit: bc1... (Bech32)
Derivation Path: m/84'/0'/0'/0/n (BIP84 - Native SegWit)

Supported Currencies:

BTC (Native)

Use Cases:

Long-term crypto savings
Store of value wallets
Bitcoin-only payment solutions
Remittance services

Example Address:

bc1qxy2kgdygjrsqtzq2n0yrf2493p83kkfjhx0wlh

Bitcoin Cash (BCH)

Network Details:

Block Time: ~10 minutes
Address Format: CashAddr (bitcoincash:... or q...)
Derivation Path: m/44'/145'/0'/0/n (BIP44)

Supported Currencies:

BCH (Native)

Example Address:

bitcoincash:qpm2qsznhks23z7629mms6s4cwef74vcwvy22gdx6a

Litecoin (LTC)

Network Details:

Block Time: ~2.5 minutes
Address Format:
- Legacy: L... (P2PKH)
- SegWit: ltc1... (Bech32)
Derivation Path: m/84'/2'/0'/0/n (BIP84)

Supported Currencies:

LTC (Native)

Use Cases:

Fast payments
Lower fee alternative to Bitcoin

Example Address:

ltc1qw508d6qejxtdg4y5r3zarvary0c5xw7kxs4qpz

Account-Based Networks

Account-based networks use account balances and nonces for transaction management.

Binance Smart Chain (BSC)

Network Details:

Mainnet: BSC Mainnet (Chain ID: 56)
Testnet: BSC Testnet (Chain ID: 97)
Block Time: ~3 seconds
Address Format: 0x... (42 characters, EVM-compatible)
Derivation Path: m/44'/60'/0'/0/n (same as Ethereum)

Supported Currencies:

BNB (Native) - Binance Coin for gas fees
USDT (BEP-20) - Tether stablecoin — 18 decimals (Binance-pegged)
USDC (BEP-20) - USD Coin stablecoin — 18 decimals (Binance-pegged)

Use Cases:

DeFi applications
Low-fee token transfers
Gaming platforms
NFT marketplaces

Example Address:

0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb

Ethereum (ETH)

Network Details:

Mainnet: Ethereum Mainnet (Chain ID: 1)
Testnet: Sepolia (Chain ID: 11155111)
Block Time: ~12 seconds
Address Format: 0x... (42 characters, EVM-compatible)
Derivation Path: m/44'/60'/0'/0/n

Supported Currencies:

ETH (Native) - Ethereum for gas fees
USDT (ERC-20) - Tether stablecoin
USDC (ERC-20) - USD Coin stablecoin
DAI (ERC-20) - Decentralized stablecoin
Any ERC-20 token

Use Cases:

DeFi protocols
Smart contract interactions
Token trading
Enterprise applications

Example Address:

0x8B3192f2f0f0D7E4F5C3A1B9E2D7A6C5B4D3E2F1

Polygon (POL/MATIC)

Network Details:

Mainnet: Polygon PoS (Chain ID: 137)
Testnet: Mumbai (Chain ID: 80001)
Block Time: ~2 seconds
Address Format: 0x... (42 characters, EVM-compatible)
Derivation Path: m/44'/60'/0'/0/n

Supported Currencies:

MATIC/POL (Native) - Polygon token for gas fees
USDT (ERC-20) - Tether on Polygon
USDC (ERC-20) - USD Coin on Polygon
Any Polygon-compatible token

Use Cases:

High-throughput applications
Gaming (very low fees)
NFT platforms
Micro-transactions

Example Address:

0x1A2B3C4D5E6F7G8H9I0J1K2L3M4N5O6P7Q8R9S0T

Tron (TRX)

Network Details:

Block Time: ~3 seconds
Address Format: T... (Base58, 34 characters)
Derivation Path: m/44'/195'/0'/0/n

Supported Currencies:

TRX (Native) - Tron for energy/bandwidth — 6 decimals (SUN)
USDT (TRC-20) - Tether on Tron — 6 decimals

Note: USDC does not exist on Tron (no TRC-20 contract). Use USDT for stablecoin transfers on Tron.

Use Cases:

Low-cost USDT transfers
Content distribution
Gaming platforms

Example Address:

TYDzsYUEpvnYmQk4zGP9sWWcTEd2MiAtW6

Solana (SOL)

Network Details:

Block Time: ~400ms (slot time)
Address Format: Base58 (32-44 characters)
Derivation Path: m/44'/501'/0'/0'

Supported Currencies:

SOL (Native) - Solana for transaction fees — 9 decimals (lamports)
USDC (SPL) - USD Coin on Solana — 6 decimals

Note: USDT does not have a native SPL token on Solana. Use USDC for stablecoin transfers on Solana.

Use Cases:

High-speed trading
DeFi with low latency
NFT minting and trading
GameFi applications

Example Address:

7EqQdEUaToQbN2yBpQWpPLz6A1ZxR8H9SkKbZJBHxBmN

Ripple (XRP)

Network Details:

Settlement: ~3–5 seconds (1 ledger close)
Address Format: r... (Base58Check, 25–34 characters)
Derivation Path: m/44'/144'/0'/0/n

Supported Currencies:

XRP (Native) - Ripple for transaction fees — 6 decimals (drops; 1 XRP = 1,000,000 drops)

Use Cases:

Fast cross-border payments
High-speed settlement rails
Low-cost international transfers

Example Address:

rN7n3473SaZBCG4dFL83w7PB3wCGMDgFP4

Network Selection Guide

For Storable Value & Security

Bitcoin (BTC) - Most secure, battle-tested
Ethereum (ETH) - Large ecosystem, widespread acceptance

For Low Fees

Polygon (POL) - Sub-cent transactions
BSC (BNB) - Affordable DeFi
Solana (SOL) - Near-zero fees
XRP - Fixed 12-drop fee (~$0.0001)

For Stablecoin Transfers

Tron (TRX) - USDT only (USDC not supported on Tron)
Polygon (POL) - USDT + USDC, fast and cheap
BSC (BNB) - USDT + USDC (both 18 decimals on BSC)
ETH - USDT + USDC (6 decimals)
Solana (SOL) - USDC only (USDT not supported on Solana)

For Speed

XRP - 3–5 second ledger close
Solana (SOL) - Sub-second finality
Polygon (POL) - 2-second blocks
BSC (BNB) - 3-second blocks

Multi-Network Strategy

Recommended Combinations:

Crypto Exchange

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['BTC', 'ETH', 'BSC', 'TRX', 'SOL', 'XRP']

Covers major assets + fast stablecoin transfers + XRP settlement rails.

DeFi Platform

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['ETH', 'BSC', 'POL', 'SOL']

Full DeFi ecosystem coverage.

Bitcoin-First Wallet

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['BTC', 'LTC', 'BCH']

Focus on Bitcoin family with fast alternatives.

Payment Gateway

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['BTC', 'ETH', 'TRX', 'BSC', 'XRP']

Balance between security (BTC), capability (ETH), speed (TRX, BSC), and settlement (XRP).

Address Derivation

All networks use HD (Hierarchical Deterministic) wallet generation:

Master Seed → BIP39 Mnemonic → BIP32 Master Key → BIP44/84 Derivation → Addresses

Security Features:

Single master seed backs up all networks
Unique addresses per network per user
Unlimited address generation
Private keys never leave secure infrastructure

Derivation Paths:

BTC (SegWit):    m/84'/0'/0'/0/n
LTC (SegWit):    m/84'/2'/0'/0/n
BCH:             m/44'/145'/0'/0/n
ETH/BSC/POL:     m/44'/60'/0'/0/n
TRX:             m/44'/195'/0'/0/n
SOL:             m/44'/501'/0'/0'
XRP:             m/44'/144'/0'/0/n

Token Standards

ERC-20 (Ethereum, BSC, Polygon)

Standard token interface for account-based EVM chains.

Supported Tokens:

USDT, USDC, DAI (stablecoins)
Custom project tokens
Governance tokens

TRC-20 (Tron)

Tron's token standard, highly efficient for USDT transfers.

SPL (Solana)

Solana Program Library tokens, optimized for speed.

Network Fees

Network	TX Type	Typical Fee	Fee Currency
Bitcoin	Transfer	$2-10	BTC
Bitcoin Cash	Transfer	$0.01-0.05	BCH
Litecoin	Transfer	$0.05-0.20	LTC
BSC	BNB Transfer	$0.10-0.30	BNB
BSC	Token Transfer	$0.20-0.50	BNB
Ethereum	ETH Transfer	$1-5	ETH
Ethereum	Token Transfer	$3-15	ETH
Polygon	Transfer	$0.001-0.01	POL
Tron	TRX Transfer	~0.1 TRX (energy)	TRX
Tron	USDT Transfer	~5 TRX	TRX
Solana	Transfer	$0.00025	SOL
XRP	XRP Transfer	12 drops (~$0.0001)	XRP

Fee Optimization

Use Polygon or BSC for frequent small transactions
Use Tron for USDT transfers (USDC not available on Tron)
Use Solana for USDC transfers (USDT not available on Solana)
Use XRP for near-instant settlement at near-zero cost
Reserve Bitcoin/Ethereum for larger amounts

Next Steps

Integration Guide - Create wallets and manage addresses
API Reference - Complete API documentation
Use Cases - Real-world implementation examples

Supported Networks ​

Network Overview ​

UTXO-Based Networks ​

Bitcoin (BTC) ​

Bitcoin Cash (BCH) ​

Litecoin (LTC) ​

Account-Based Networks ​

Binance Smart Chain (BSC) ​

Ethereum (ETH) ​

Polygon (POL/MATIC) ​

Tron (TRX) ​

Solana (SOL) ​

Ripple (XRP) ​

Network Selection Guide ​

For Storable Value & Security ​

For Low Fees ​

For Stablecoin Transfers ​

For Speed ​

Multi-Network Strategy ​

Crypto Exchange ​

DeFi Platform ​

Bitcoin-First Wallet ​

Payment Gateway ​

Address Derivation ​

Token Standards ​

ERC-20 (Ethereum, BSC, Polygon) ​

TRC-20 (Tron) ​

SPL (Solana) ​

Network Fees ​

Next Steps ​

Supported Networks

Network Overview

UTXO-Based Networks

Bitcoin (BTC)

Bitcoin Cash (BCH)

Litecoin (LTC)

Account-Based Networks

Binance Smart Chain (BSC)

Ethereum (ETH)

Polygon (POL/MATIC)

Tron (TRX)

Solana (SOL)

Ripple (XRP)

Network Selection Guide

For Storable Value & Security

For Low Fees

For Stablecoin Transfers

For Speed

Multi-Network Strategy

Crypto Exchange

DeFi Platform

Bitcoin-First Wallet

Payment Gateway

Address Derivation

Token Standards

ERC-20 (Ethereum, BSC, Polygon)

TRC-20 (Tron)

SPL (Solana)

Network Fees

Next Steps